What we handle

Every property claim, fully managed.

From the first inspection to the final settlement, we handle the entire claim — documentation, valuation, and negotiation — so you don't have to.

Fire & Smoke Damage

Structural loss, contents, smoke and soot remediation, and additional living expenses — itemized to the dollar.

  • Structure & contents valuation
  • Smoke / soot remediation scope
  • ALE & loss-of-use claims

Water & Flood

Burst pipes, appliance failures, storm surge, and the hidden moisture damage carriers love to overlook.

  • Hidden moisture & mold mapping
  • Pipe burst & appliance failures
  • Category 3 water losses

Wind & Hurricane

Roof, envelope, and catastrophe claims after named storms — including supplemental claims after a lowball payout.

  • Roof & envelope assessment
  • Named-storm catastrophe claims
  • Supplemental & reopened claims

Commercial & Business

Large-loss commercial property, business interruption, and tenant claims handled with the documentation they demand.

  • Business interruption & lost income
  • Large-loss commercial property
  • Tenant & landlord claims

Residential

Homeowners and condo losses of every size, from a kitchen fire to a total rebuild after catastrophe.

  • Homeowners & condo (HO / HOA)
  • Total-loss rebuild claims
  • Personal property inventory

Denied & Underpaid

A second opinion on a lowball offer, or a full reopening of a denied claim with the proof to reverse it.

  • Denial reversal & reopening
  • Lowball-offer re-estimation
  • Policy-language review

Appraisal & Disputes

When you and the carrier can't agree on the amount of loss, our appraisers invoke the policy's appraisal clause and represent you through to the umpire.

  • Appraisal clause invocation
  • Independent appraiser representation
  • Umpire & binding-award process

Large Loss & Catastrophe

Complex, high-value, and post-disaster claims handled by our senior division with the documentation a large loss demands.

  • High-value & total-loss claims
  • Post-catastrophe response
  • Senior adjuster oversight
Two divisions, one mission

Built to represent you.

Public Adjusting Division

Our core practice: licensed public adjusters who document, value, and negotiate your property claim from first notice to final payment — always for the policyholder, never the carrier.

Appraisal Division

A dedicated team for disputes over the amount of loss. We serve as your independent appraiser under the policy's appraisal clause to resolve the disagreement and unlock what you're owed.

Deadlines matter
Most policies require prompt notice of loss and limit how long you have to file or supplement a claim. The sooner we review your policy, the more we can recover. Call before you accept any offer.

Not sure if you have a claim?

A free review tells you exactly what your policy owes you. No recovery, no fee.