Licensed Public Adjusters

We make insurers pay
what they owe.

Underpaid, delayed, or denied? Trident represents you — not the insurance company — documenting every loss and negotiating the full settlement you're entitled to.

State-licensed & bonded
No recovery, no fee
$48M+
Recovered for clients
2,400+
Claims handled
Avg. offer increase
18 yrs
Fighting for policyholders
Why a public adjuster

The insurance company has an adjuster. So should you.

When you file a claim, the carrier sends their adjuster — paid to settle for as little as possible. We level the field.

Underpaid

The first offer rarely reflects the true cost to rebuild. We re-estimate the loss line by line and recover the difference.

Delayed

Stalled claims and endless requests for paperwork. We manage the file and hold the carrier to its deadlines.

Denied

A denial is not the end. We review the policy language, gather the proof, and fight to get the decision reversed.

What we handle

Claims, fully managed.

All services

Fire & Smoke

Structural, contents, and smoke-damage losses documented to the dollar.

Water & Flood

Burst pipes, storm surge, and hidden moisture damage claims.

Wind & Hurricane

Roof, envelope, and catastrophe claims after named storms.

Residential

Homeowners and condo losses, from kitchen fires to total rebuilds.

Commercial

Business interruption, tenant, and large-loss commercial claims.

Denied & Reopened

Second opinions on lowball offers and reversal of denied claims.

Appraisal & Disputes

We serve as your independent appraiser when you and the carrier disagree on the loss.

Large Loss

Complex, high-value, and post-catastrophe claims handled by our senior division.

How we work

Built like a case file.

A disciplined, four-step process that turns your loss into a documented, defensible claim.

01

Review

Free policy & loss review to find what you're owed — and whether you have a case.

02

Document

We inspect, photograph, and itemize every element of the damage and your policy benefits.

03

Negotiate

We present the claim and negotiate directly with the carrier on your behalf.

04

Recover

You receive the full, fair settlement — and we only get paid when you do.

Recent recoveries

Numbers that speak for themselves.

Recovered
$312K

Hurricane roof & interior

Carrier's first offer: $34K. Trident settlement: $312K.

Recovered
$1.2M

Commercial fire loss

Denied as "pre-existing." Reopened and paid in full.

Recovered
$88K

Kitchen water damage

Underpaid by 6×. Re-estimated and recovered.

After our fire, the insurer offered us a fraction of the damage. Trident took over the whole claim and recovered nearly nine times their first number. We could finally rebuild.

MV
Maria Vega
Homeowner · Tampa, FL

Don't settle for the first offer.

Get a free, no-obligation review of your policy and your loss. If we don't recover, you don't pay.